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Karnataka tops the list of most digitised states, as per a Razorpay report

July 19, 2019
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According to a report by Razorpay, Karnataka has topped the list of most digitised states in the April-June 2019 quarter, followed by Maharashtra and Delhi. Tamil Nadu ranked fourth, followed by Andhra Pradesh.

Bengaluru-based payment solutions company Razorpay has launched the second edition of its digital transactions report, which analyses the online spending pattern of consumers and businesses across multiple payment modes available in the Razorpay platform.

Bengaluru topped the list of most digitised cities, followed by Hyderabad, Mumbai, Pune and Delhi. Chennai ranked sixth in digital payments adoption during the quarter under consideration.

Meanwhile, credit and debit cards led the P2M segment with an estimated share of 50 per cent in April-June quarter against 56 per cent in the January-March quarter. Usage of cards also grew 22 per cent during the two quarters.

UPI was the second preferred payment mode in the P2M segment with 34 per cent share, followed by net banking (13 per cent). UPI contribution witnessed 71 per cent growth on a quarter-to-quarter basis. Google Pay was the preferred app on the UPI platform with 57 per cent contribution, followed by PhonePe (26 per cent).

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